Chapter 13 - Benefit Options

51. (p. 460) Work-related injuries are covered by workers' compensation but not industrial

diseases such as black lung and asbestosis. 

FALSE

Difficulty: Easy

 

52. (p. 460) Workers' compensation is covered federal laws. 

FALSE

Difficulty: Medium

53. (p. 460) In 47 states, employers are not allowed to self-insure their workers' compensation

program but must participate in the state's program. 

FALSE

Difficulty: Medium

54. (p. 460) The majority of those receiving social security benefits are disabled workers and

their dependents and survivors of deceased beneficiaries. 

FALSE

Difficulty: Medium

 

55. (p. 461=62) The basic purpose of social security is to provide basic financial security for

Americans and their families. 

TRUE

Difficulty: Easy

 

56. (p. 462) A major problem with social security is a rising number of retirees without a

corresponding increase in contributors. 

TRUE

Difficulty: Easy

 

13-13

© 2014 by McGraw-Hill Education. This is proprietary material solely for authorized instructor use. Not authorized for sale or distribution in any

manner. This document may not be copied, scanned, duplicated, forwarded, distributed, or posted on a website, in whole or part.

Chapter 13 - Benefit Options

57. (p. 462) Medicare is not part of social security. 

FALSE

Difficulty: Easy

 

58. (p. 462) Substance abuse is not an allowed disability under social security. 

TRUE

Difficulty: Medium

 

59. (p. 463-64) Jim was a full-time student for four years, but could not find a job after

graduating. Jim is likely eligible to collect unemployment insurance. 

FALSE

Difficulty: Medium

 

60. (p. 464) Employers who have frequent layoffs pay higher unemployment rates than those

with few layoffs. 

TRUE

Difficulty: Medium

 

61. (p. 464) An eligible unemployed person may collect unemployment insurance benefits for 36

weeks in most states. 

FALSE

 

Difficulty: Difficult

 

62. (p. 465) To be eligible for FMLA, an employee has to have worked for an employer at least

1,250 hours in the previous year. 

TRUE

Difficulty: Medium

 

13-14

© 2014 by McGraw-Hill Education. This is proprietary material solely for authorized instructor use. Not authorized for sale or distribution in any

manner. This document may not be copied, scanned, duplicated, forwarded, distributed, or posted on a website, in whole or part.